By the time he discovered a brand new work, Greer had provided delivery with their youngster and stopped working. Together with his whole paycheck going toward fundamental costs like lease and electricity, they might no further manage to spend back once again the mortgage. In March, Loans for Less won a default judgment against Limas for $1,671.23, including the balance that is outstanding court costs. вЂњWe canвЂ™t get caught up. We canвЂ™t repeat this,вЂќ Greer said. вЂњThereвЂ™s no way weвЂ™re ever planning to get caught up, specially maybe not aided by the interest they own.вЂќ
A constable came to their home, threatening to take him to jail unless he paid $200 in bail at the door after Limas missed a court date for the second time. вЂњObviously, we donвЂ™t have more money like this lying around,вЂќ he stated.
Greer known as a close buddy of her motherвЂ™s and borrowed the funds, jotting down her card details within the phone.
Standing outside of the courtroom, the couple told Stauffer they had met with legal counsel and planned to declare Chapter 7 bankruptcy, which may place the lawsuit on hold and discharge their debts eventually. Stauffer had not been tried and sympathetic to persuade them to consent to a payment plan. вЂњEven if theyвЂ™re broke,вЂќ Stauffer said later on, вЂњweвЂ™ll set up $25 a thirty days.вЂќ The few refused.
Limas and Greer state they visited court likely to talk with a judge. After handling their instance with Stauffer, they asked her when they had been вЂњgood to get.вЂќ They took that to mean that they had fulfilled their obligations at the courthouse when she said yes, according to Greer.